Proof in the report.
Power at the table.
2026 service menu
Where we work
Northeast Florida is where we hang our hat.
Palm Valley Home Inspections serves Northeast Florida. We also cover the Panhandle, Orlando and its surrounding areas, and parts of South Florida. Please call management to confirm your address is in our service area. Travel outside Northeast Florida can be requested through management.
Area
Status
- Northeast Florida, from the Panhandle to OcalaCOVERED
- Ocala and surrounding countiesCOVERED
- The PanhandleCOVERED
- Orlando and surrounding areasCOVERED
- South Florida’s east coastCOVERED
- Parts of South FloridaCOVERED
- Southwest Florida (including the Keys)NOT YET COVERED
The documents
What underwriting actually sees.
Examples of the three insurance forms we complete on site: Citizens 4-point, wind mitigation, and roof certification. We use all up-to-date Citizens documents as our standard. What we look at, and what to have ready, is on Scope.
Full menu. Book any of these in the live scheduler.
Citizens 4-Point
Roof, plumbing/water heater, electrical, HVAC. Citizens documents as standard.
Roof Certification
Roof photography plus a carrier-ready certification letter.
Wind Mitigation
2026 form. Opening protection, roof geometry, connections, attic photos.
Exploratory Wind Mitigation
Spray-foam attics. We cut, measure, photograph, and reset the foam.
4-Point + Wind Mitigation
The insurance combo most Florida homeowners need in one visit.
4-Point + Roof Certification
4-point plus roof certification in a single trip.
Wind Mitigation + Roof Certification
Wind-mit discounts paired with a certified roof letter.
Triple Combo
4-point + wind mit + roof cert. One inspector, one report set.
Pre-Purchase Home Inspection
InterNACHI-standard. Thermal imaging included every time.
Thermal imaging is included on full home inspections only.
Condo Inspection
Interior-focused, plus what we can see of the building envelope.
Pre-Listing Inspection
Find issues before buyers do and keep the deal on the rails.
Re-Inspection
We return to verify negotiated repairs were actually completed.
Pre-Pour Inspection
Drain/waste/vent, plumbing, elevation, and grading before the slab.
Framing / Pre-Drywall
Last honest look at framing, fire-blocking, plumbing, wiring, HVAC.
Final New-Construction
Complete walkthrough at substantial completion.
11-Month Warranty
While the builder’s warranty still has teeth.
Sewer-Scope Camera
Video of the lateral for breaks, bellies, offsets, and roots.
Septic Inspection & Pump-Out
Coordinated with Florida-licensed third-party professionals.
Tenant Condition Reports
Move-in / move-out photos so damage is not a debate.
Walk-Through Consultation
Verbal only. No report. Not a home inspection.
Well Water Testing
Sampled, iced, and driven to the lab the same day.
Pool & Spa Inspection
Equipment, visible structure, and safety items.